SHARES:
Your share account is considered your savings account and is designed to help you save money. Dividends are compounded daily and credited monthly. A rate and fee schedule is available upon request.
SHARE DRAFT ACCOUNTS:
In banking terms this means checking accounts. A rate and fee schedule is available upon request.
See the “Contact Us” Tab above. We are ready to answer all your questions about our share draft accounts.
IRA’S (Individual Retirement Accounts):
IRA share accounts are available. Dividends are compounded daily and credited quarterly. A rate and fee schedule is available upon request.
CERTIFICATE OF DEPOSITS:
We offer a 12 month, 15 month and 33 month Certificate. A rate schedule is available upon request.
See the “Rate Information Tab” above for our current certificate rates.
LOANS:
We offer various types of loans such as: Signature Loans, Vacation and Christmas Loans, Share Secured Loans, New and Used Vehicles, New and Used Boats, ATV’s & RV’s. Rates are subject to change.
See the “Rate Information” Tab above for our current loan rates.
GAP (GUARANTEED ASSET PROTECTION):
In today’s market, during the first few years that you own your vehicle, the loan balance can be higher than the actual value of your vehicle as a result of depreciation. If your vehicle was totaled in an accident or stolen, would you be able to pay the difference between your primary insurance settlement and your loan balance? Guaranteed Asset Protection (GAP) will cover the difference between the market value of your vehicle and the loan balance. Before you finalize your auto loan ask for details about GAP.
LIFE AND DISABILITY INSURANCE:
Who will make your loan payments when you can’t? For cents per $100 borrowed, protect your credit union loan with credit disability and/or credit life insurance for you the borrower.
See the “Rate Information” Tab above for our current loan rates.
MEMBER’S CHOICE credit life and credit disability insurance are underwritten by CUNA Mutual Insurance Society. CDCL-1209-5EFD
MASTERCARD:
We offer Mastercard debit cards with no annual or monthly fee.
VISA CREDIT CARDS:
We offer 2 different kinds of credit cards. Our preferred Platinum Card with a fixed rate of 6.99% a.p.r and a Classic Card with a fixed rate of 11.99% a.p.r. Our credit cards do not have an annual fees. Rates are subject to change.
